$870,000

980 N Gardenview TERRACE, Crystal River

3

Beds

3

Baths

3,695 ft2

Property Size

CC854576

MLS #

About The Property

OWNER FINANCING AVAILABLE – 4.5% INTEREST AMORTIZED OVER 30 YRS W/ 5 YR BALLOON PAYMENT & 25% DOWN. NEW METAL ROOF. Welcome to “the pretty lady of Crystal River”, seated high overlooking Kings Bay, a one-of-a-kind waterfront retreat that perfectly captures the charm, lifestyle, and investment potential of Florida’s Nature Coast. Perched on an expansive 0.64-acre lot w/ a $1M water view, this elevated home immediately impresses w/ its huge wraparound porch. Out back, a smaller porch overlooks the beautifully resurfaced pool, enclosed w/in a striking 2-story screen enclosure. Inside, you’ll find 3,695 sqft of living space (4,679 total under roof) designed for both comfort & entertaining. The main living area features a wood-burning fireplace, while the open kitchen flows seamlessly into the living room & connects to a designated dining room. Just off the kitchen, a sunroom wrapped in windows showcases breathtaking water views, bringing the outdoors in year-round. The home offers 3 beds and 2 baths on the upper 2 floors, w/ the primary suite occupying the top level—a true sanctuary complete w/ a private balcony overlooking Kings Bay. The 1st level adds incredible flexibility w/ a bonus room/4th Bedroom, flex space, & a convenient pool bath, making it perfect for guests, recreation, or additional rental potential. Thoughtful upgrades include: tankless water heater, composite wood front steps, completely fenced backyard w/ double gate, dedicated space for RV or boat trailer parking. This property has been as a short-term rental and can be sold fully furnished w/ an established book of business, offering a turnkey investment opportunity. Nestled on a private cove next to King Spring, the home sits in one of the most sought-after areas of Crystal River. This is where manatees gather for warm water refuge, and where divers came to earn their certifications. Crystal River itself is a 1st magnitude spring system connected directly to the Gulf, offering endless opportunities for boating, scalloping, fishing, kayaking, & swimming w/ the manatees. Despite its growing popularity, it still retains that coveted “Old Florida” feel—a laid-back lifestyle just 1 hr from Tampa via the Suncoast Parkway, 30 minutes to Ocala, & 1 hour to Gainesville. Outdoor enthusiasts will love being able to bike to Fort Island Trail Beach or hop onto the 46-mile Withlacoochee State Trail. And w/ ongoing revitalization in the area, property values continue to rise—making this an ideal time to invest. As a resident of Woodward Park, you’ll also enjoy deeded access to the seawall directly in front of the home, where you can launch kayaks or temporarily tie up your boat. This setup delivers the benefits of waterfront living w/out the waterfront property taxes & lower shared maintenance costs. House is being used as a short-term rental so please call or use ShowingTime to schedule a viewing. This is a turn key investment property being sold with the book of business or all contents can be removed prior to closing. The seawall in front of the home is shared with other residents of Woodward Park. The primary living space was not affected by hurricane Helen in 2024, only the garage and downstairs space. The owner does not have flood insurance. Homeowners insurance is $3582/year. Blue polywood picnic table set by the pool, 2 rocking chairs on front porch and antique display case in living room DO NOT convey.

Listing updated: 2026-11-12T18:52:10.263Z

Listed by Realtor: Tina Champagne

Listed by office:  PLANTATION REALTY, INC.

Source: Citrus

Property Details

Listing Id: CC854576
Price: $870,000
Property Size: 3,695 ft2
Property Lot Size: 1 ft2
Rooms: 3
Bedrooms: 3
Bathrooms: 3
Bathrooms Full: 3
Modification Timestamp: 2026-11-12T18:57:06.470Z
Building Area Total: 4679
Construction Materials: Frame, Wood Siding
Cooling: Central Air, Wall/Window Unit(s)
CoveredSpaces: 2
CumulativeDaysOnMarket: 189
DaysOnMarket: 189
DirectionFaces: Northeast
DoorFeatures: Double Entry, French Doors, Sliding Doors
ElementarySchool: Crystal River Primary School
Fencing: Chain Link, Fenced, Other, Vinyl
FireplaceFeatures: Wood Burning
Flooring: Carpet, Tile, Concrete, Engineered Hardwood
FoundationDetails: Block, Slab
Furnished: Furnished
GarageSpaces: 2
HighSchool: Crystal River High School
Laundry Features: Inside
Levels: Two
List AOR: Suncoast Tampa
List Agent AOR: Citrus
List Agent Email: tina.champagne72@gmail.com
List Agent Full Name: Tina Champagne
List Agent MlsId: 271514735
ListOfficeMlsId: 275500143
List Office Name: PLANTATION REALTY, INC.
ListOfficePhone: 352-795-0784
Listing Terms: Cash, Conventional, Owner May Carry
Living Area Source: Public Records
Lot Features: Cleared, Corner Lot, Level
LotSizeArea: 27943
LotSizeSquareFeet: 27943
MiddleOrJuniorSchool: Crystal River Middle School
MlsStatus: Active
ModificationTimestamp: 2026-11-12T18:52:10.263Z
OnMarketDate: 2026-05-07
Originating System Name: Citrus
Parcel Number: 1101875
Parking Features: Boat, Driveway, RV Parking
Pool Features: Indoor, Gunite, Screen Enclosure
Roof: Metal
Security Features: Security System, Smoke Detector(s), Smart Security
Sewer: Public Sewer
State Or Province: FL
Status Change Timestamp: 2026-05-07T10:24:14.897Z
Stories Total: 2
Street Name: Gardenview
Street Number: 980
Street Number Numeric: 980
Street Suffix: TERRACE
Tax Annual Amount: 10836.37
Tax Year: 2025
Water Source: Public
Waterfront Features: Canal - Freshwater
Window Features: Blinds, Drapes
Year Built: 1992
Zoning: R1
FeedTypes: IDX
Source System Key: 804806268
OriginalEntryTimestamp: 2026-05-07T04:00:00.000Z
OriginalListPrice: 875000

Amenities and Features

Outdoor Details
Garage Attached
Other Features
Balcony
Beamed Ceilings
Dishwasher
Disposal
Dryer
Eating Space In Kitchen
Has Cooling System
Has Garage
Has Heating System
Has Pool
Microwave
Open Floorplan
Open Parking
Other
Pull Down Stairs
Rain Gutters
Range
Range Hood
Refrigerator
Sliding Doors
Smart Lock(s)
Solid Wood Cabinets
Stone Counters
Tankless Water Heater
Walk-In Closet(s)
Washer

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$4,460.66
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 3,373.16

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Property ID - | 845642

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